Insurance Planning Calculators
Estimate insurance needs using educational financial calculators based on user-provided assumptions.
Insurance Protection Gap Calculator
Combines income replacement (HLV), outstanding liabilities, milestone goals, and health cover needs to estimate your protection shortfall.
Existing Policy Review Tool
Audit your existing term, health, or traditional insurance policy for hidden room-rent sub-limits, inflation erosion, and under-insurance.
Human Life Value (HLV)
Educational methodology estimating the monetary value of future earning capacity needed to protect your family from debt and inflation.
Term Life Cover Need
Estimate Sum Assured needed based on family annual living expenses, home loans, and children's higher education milestones.
Health Cover Estimator
Determine optimal base health sum insured + Super Top-up combination based on family size and metro hospitalization inflation.
Premium Estimator
Interactive ballpark premium estimator across Life, Health, and Motor insurance categories to help you plan your annual budget.
Insurance GST Calculator
Check applicable GST treatment across individual policies (0% GST), group covers, motor, and general insurance, and evaluate Section 80C & 80D tax deductions.
Policy Term & Age Calc
Determine the ideal policy duration up to retirement age to avoid paying unnecessarily high whole-life premiums.
Insurance Requirement Checklist & Needs Assessment
Answer 5 simple questions about your dependents, liabilities, and assets to generate a personalized category blueprint.